As always, we hope you enjoy our Monthly Insights.
MARKET UPDATE
As at end of September 2025
Global markets moved higher over the September quarter as confidence grew in a soft landing for major economies and a gradual shift towards monetary easing. Easing inflation pressures and more balanced central bank messaging supported sentiment, while volatility remained subdued. Overall, risk appetite improved as investors became more optimistic about the outlook for growth and policy settings heading into year end.
Our goal with 3 Minute Tech is to provide quick and to the point videos to explain sometimes technically challenging topics in simple and easy to understand language.
After being frozen for five years, the Centrelink deeming rates recently rose on 20 September 2025. Deeming rates are used to work out income from financial assets, thereby providing administrative ease in the application of the income means test. The process assumes that certain financial assets earn a set rate of income, rather than considering what they really earn.
Ep. 25: Elizabeth Gaines, Non-Exec. Dir. & Global Ambassador of Fortescue Metals Group
In this flashback episode of Euroz Hartleys Finding the Front recorded in March 2023 we reflect on a super opportunity where our special guest was one of Western Australia and Australia’s leading corporate and business leaders, long time Board member and former CEO of Fortescue Metals Group, Elizabeth Gaines.
To give you an idea of Elizabeth’s career recognition at this time, she ranked second in the 2019 Fortune Magazine’s Businessperson of the Year, in 2020 the Chamber of Minerals and Energy of Western Australia awarded her the ‘Women in Resources Champion’ at the annual Women in Resources Awards and also in 2020, she was also awarded Joint Australian Business Person of the Year by the Australian Financial Review.
This podcast provides our listeners with a wonderful opportunity to hear about Elizabeth’s background on where she grew up in far northern and country WA, her close family environment through to a diversified international corporate career and experiences she has gained over many years at the top that delivers some amazing insights and captivating listening.
There are so many takeaways and perspectives from Elizabeth in this conversation – we hope you enjoy.
Ep. 16: Patrick (Paddy) Gregg, Chief Executive Officer of Austal
In this episode recorded in July 2022 we were really fortunate to have as our special guest, Mr Paddy Gregg, CEO of Austal Limited. Austal has gone from strength to strength and is Australia’s global shipbuilder and defence prime contractor designing, constructing and sustaining some of the world’s most advanced commercial and defence vessels.
Paddy grew up in Northern Ireland and has a seriously interesting story to tell on his accumulated experiences on his journey to being the leader he is today. These include building Hunter Killer Class Nuclear submarines for BAE Systems in England and time spent for Network Rail, the owner and infrastructure manager of most of the railway network in Great Britain.
This episode provides some pretty amazing insights into the world of commercial and defence ship building. At this time, Paddy talks about the opportunity set in the US and expands on meta-trends such as regional instability, supply chain localisation, decarbonisation and also autonomy and automation.
This is a podcast series where we take the time out to get to know the story behind many of the impressive people who "front" some of WA’s leading companies. Our fantastic library of episodes is a showcase of stories that provide real depth and insight into leadership and the life journey to get there.
Please do not hesitate to forward this edition of "Monthly Insights" to those who you believe may benefit, or alternatively they are welcome to contact us to learn more about the services we provide.
Until next month,
All the best from the team at Euroz Hartleys
Euroz Hartleys Limited ABN 33 104 195 057 AFSL 230052 Address: QV1, Level 37, 250 St Georges Terrace, Perth WA 6000 Telephone: +61 8 9488 1400 Email: info@eurozhartleys.com
This publication has been compiled by Euroz Hartleys Limited ABN 33 104 195 057 AFSL 230052.
This publication is current as at time of preparation. Past performance is not a reliable indicator of future performance. Any outlooks in this publication are predictive in character. Whilst every effort has been taken to ensure that the assumptions on which the outlooks given in this publication are based are reasonable, the outlooks may be based on incorrect assumptions or may not take into account known or unknown risks and uncertainties. The results ultimately achieved may differ materially from our outlooks. Material contained in this publication is an overview or summary only and it should not be considered a comprehensive statement on any matter nor relied upon as such. The information and any advice in this publication do not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. This publication may contain material provided directly by third parties and is given in good faith and has been derived from sources believed to be reliable but has not been independently verified. We are not responsible for such material. To the maximum extent permitted by law: (a) no guarantee, representation or warranty is given that any information or advice in this publication is complete, accurate, up-to-date or fit for any purpose; and (b) neither Euroz Hartleys Limited, or its representatives, is in any way liable to you (including for negligence) in respect of any reliance upon such information or advice. It is important that your personal circumstances are taken into account before making any financial decision and we recommend you seek detailed and specific advice from your adviser before acting on any information or advice in this publication. Any taxation position described in this publication is general and should only be used as a guide. It does not constitute tax advice and is based on current laws and our interpretation. You should consult a registered tax agent for specific tax advice on your circumstances. For further information on any issue discussed in this publication, or on any financial matter, please contact your adviser.
EUROZ HARTLEYS LIMITED | AFSL 230052, QV1, Level 37, 250 St Georges Tce Perth WA 6000, GPO Box 2777, PERTH, WA 6000, Australia
